13 Clever Ways To Find More Money To Save
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Making an effort to save money is a time consuming process, but it can be worth it in the long run.
Saved money can be used for a rainy day, long-awaited projects, and to pay down debts. You can save money in a variety of ways, and oftentimes, it’s the small, repeated actions over time that can have a big impact.
Below you will find 13 tips for saving money that can shave down your expenses over time, leaving you with more money in the bank to do with whatever you please.
1 - Drought Tolerant Landscaping
If your plants need less water to maintain, your water bill will be lower. The time you spend caring for your landscape is also decreased so you can redirect both the saved money and time to other income related pursuits.
2 - Negotiate With The Utility Companies
Electricity, internet, phone and water.
Get into your account’s virtual dashboard for each provider and poke around. There are usually ways you can save extra dollars by signing up for auto-pay or paperless billing.
Once you’ve done what you can online, give each company a call once per year and complain about how high your bill is. Mention all the steps you’re taking to keep costs down, all the ways you’re reducing your usage. Often, they can offer you discounts when you ask, or refer you to a customer retention specialist.
3 - Take Navy Showers
Turn the water on to get wet. Turn it off to soap everything up. Turn it back on to wash off. You’re done. Once you’ve mastered this, then practice showering on the coldest water you can tolerate.
4 - Spend Other People’s Money First
When you get freebies from a care visit, brand, or a gift that comes with a purchase, use them up before you touch your own stock! The more you can use other’s resources before your own, the less of your own money you have to spend.
5 - When You Can’t Save Money, Save Resources
Think about assets you can retain for future earnings or sell now to generate extra money for savings. You may have valuables laying around from old furniture to scrap metal to designer clothing. You can take advantage of these resources to make money for savings.
6 - Change From Monthly To Annual Subscription
If you truly use a subscription, don’t cancel it. Upgrade to an annual plan, if it saves you money in the end.
7 - Do NOT Act On Every Capricious Desire
You can’t do that if you’re saving money and they truly never end, anyway. Before acting on a want, see if you can meet that desire with an inventory item you already have. Train yourself to find fun and exciting ways to use your pre-purchased resources.
8 - Stop And Explore The Wants Within The Needs
Even within needs, there are usually hidden wants. For example, you need barbecue sauce for a recipe. You can make it with what you already have, get the bottled one that meets your needs or get the luxury bottled version for a 2-3x upcharge.
9 - Switch To More Affordable Forms Of Protein
At the Restaurant Depot, you can get meat at wholesale prices, which is far cheaper than the grocery store “retail” price. You need a business license to shop here, but it can be any business.
Also, consider beans, which can be degassed, chicken thighs, which are more tender than breasts, and pork tenderloin, which makes great sandwiches.
10 - Always Be Looking For Cheaper Ways To Do Things
Anytime you need to replace a product that’s run out or renew a service, see if you can find a cheaper way to do that.
Perhaps you can find eggs cheaper at the farmstand than the grocery store. Perhaps you can switch from coffee to tea to save on cost per cup. Perhaps there are coupons or rewards points to tap into. Perhaps you wait for a sale.
Even saving just $0.40 a day adds up to $146 a year.
11 - Put A Cap On Treats
We all have something that brings joy, and you don’t want to eliminate it completely, forever. However, if you’re aggressively saving money, temporarily put a cap on treats - either cutting them for 1 month completely or limiting yourself to 1 per month.
12 - Defer The Expense - Until Tomorrow, Next Month Or Year
If you have a strong desire to spend money on something, tell yourself you’re going to wait until tomorrow, next month, quarter or year. If it can wait until tomorrow, it’s probably a want, not a need. Continue to “wait until tomorrow” to defer the purchase as long as you can.
13 - Look For Products That Last
All in all, these are just a few ways you can retain your earnings for future uses. Saving money can be fun if you start to treat it like a game - where the better you do, the more money you get to keep, and the less money goes out the door to other people.
When you focus on making conscious changes to save money, you can see tangible results that will benefit you and your family.
Which one of the tips above will you implement today?
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